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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,304 | $162,821-79.5% | $133,978-75.1% | $158,982-79.1% |
| Participation rate | 85.7% | 83.2%+2.5pp | 79.8%+5.9pp | 82.0%+3.7pp |
| Annual return | 7.61% | 41.95%-34.3pp | 45.10%-37.5pp | 302.99%-295.4pp |
| Employer contribution / active EE | $9,314 | $4,976+87.2% | $3,919+137.7% | $4,763+95.6% |
| Participant deferral / active EE | $10,703 | $5,910+81.1% | $5,047+112.0% | $5,983+78.9% |
| Admin fee / account holder | $6,484 | $11,742-44.8% | $8,930-27.4% | $11,252-42.4% |