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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,935 | $152,612-80.4% | $125,192-76.1% | $152,897-80.4% |
| Participation rate | 93.3% | 83.3%+10.0pp | 79.8%+13.6pp | 82.5%+10.9pp |
| Annual return | 30.04% | 54.85%-24.8pp | 43.79%-13.8pp | 345.43%-315.4pp |
| Employer contribution / active EE | $2,884 | $4,947-41.7% | $3,866-25.4% | $4,764-39.5% |
| Participant deferral / active EE | $6,311 | $5,868+7.5% | $4,937+27.8% | $5,851+7.9% |
| Admin fee / account holder | $3,622 | $13,437-73.0% | $9,704-62.7% | $11,599-68.8% |