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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,443 | $82,674+292.4% | $125,381+158.8% | $68,486+373.7% |
| Participation rate | 86.4% | 75.1%+11.3pp | 82.4%+4.0pp | 67.9%+18.5pp |
| Annual return | -16.86% | -5.97%-10.9pp | 572.31%-589.2pp | -7.85%-9.0pp |
| Employer contribution / active EE | $20,059 | $3,382+493.1% | $4,815+316.6% | $2,597+672.5% |
| Participant deferral / active EE | $9,725 | $6,111+59.1% | $7,448+30.6% | $4,028+141.5% |
| Admin fee / account holder | $61,173 | $6,277+874.6% | $10,007+511.3% | $5,404+1032.0% |