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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,342 | $77,817+343.8% | $123,553+179.5% | $64,173+438.1% |
| Participation rate | 90.4% | 74.7%+15.7pp | 82.3%+8.1pp | 69.6%+20.8pp |
| Annual return | -4.35% | 12.49%-16.8pp | 119.21%-123.6pp | 7.63%-12.0pp |
| Employer contribution / active EE | $16,131 | $3,014+435.2% | $4,628+248.5% | $2,381+577.5% |
| Participant deferral / active EE | $9,482 | $5,240+81.0% | $6,426+47.6% | $3,470+173.3% |
| Admin fee / account holder | $17,294 | $5,519+213.4% | $9,284+86.3% | $4,887+253.8% |