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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,668 | $167,353+10.9% | $143,797+29.1% | $134,545+38.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -15.45% | 0.48%-15.9pp | -0.04%-15.4pp | 418.37%-433.8pp |
| Employer contribution / active EE | $5,185 | $5,620-7.7% | $4,952+4.7% | $4,742+9.4% |
| Participant deferral / active EE | $6,404 | $6,447-0.7% | $5,638+13.6% | $6,4010% |
| Admin fee / account holder | $308 | $18,096-98.3% | $14,679-97.9% | $11,431-97.3% |