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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,592 | $217,432+3.3% | $185,849+20.8% | $167,536+34.1% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 9.75% | 148.42%-138.7pp | 122.10%-112.3pp | 478.82%-469.1pp |
| Employer contribution / active EE | $5,929 | $5,875+0.9% | $5,169+14.7% | $4,839+22.5% |
| Participant deferral / active EE | $6,545 | $6,357+2.9% | $5,569+17.5% | $6,342+3.2% |
| Admin fee / account holder | $592 | $19,818-97.0% | $16,244-96.4% | $12,315-95.2% |