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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,279 | $165,399+94.2% | $149,745+114.6% | $158,982+102.1% |
| Participation rate | 70.0% | 84.6%-14.6pp | 82.5%-12.5pp | 82.0%-12.0pp |
| Annual return | 13.02% | 348.34%-335.3pp | 276.72%-263.7pp | 302.99%-290.0pp |
| Employer contribution / active EE | $10,882 | $5,105+113.2% | $4,646+134.2% | $4,763+128.5% |
| Participant deferral / active EE | $9,639 | $7,183+34.2% | $6,843+40.9% | $5,983+61.1% |
| Admin fee / account holder | $54,199 | $10,811+401.3% | $9,312+482.0% | $11,252+381.7% |