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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,589 | $157,296+77.7% | $141,191+98.0% | $152,897+82.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 16.08% | 64.34%-48.3pp | 71.41%-55.3pp | 345.43%-329.4pp |
| Employer contribution / active EE | $16,658 | $5,262+216.6% | $4,736+251.7% | $4,764+249.7% |
| Participant deferral / active EE | $16,258 | $7,111+128.6% | $6,710+142.3% | $5,851+177.9% |
| Admin fee / account holder | $2,552 | $12,125-79.0% | $10,264-75.1% | $11,599-78.0% |