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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,934 | $72,404-6.2% | $110,243-38.4% | $64,173+5.9% |
| Participation rate | 85.7% | 73.3%+12.4pp | 79.8%+5.9pp | 69.6%+16.1pp |
| Annual return | 17.06% | -6.29%+23.3pp | 314.76%-297.7pp | 7.63%+9.4pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $3,827-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,468 | $3,469-57.7% | $4,672-68.6% | $3,470-57.7% |
| Admin fee / account holder | $477 | $5,664-91.6% | $8,548-94.4% | $4,887-90.2% |