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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,834 | $198,457-47.2% | $170,435-38.5% | $147,586-29.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 15.69% | 257.30%-241.6pp | 205.94%-190.3pp | 578.59%-562.9pp |
| Employer contribution / active EE | $3,051 | $6,183-50.7% | $5,432-43.8% | $4,876-37.4% |
| Participant deferral / active EE | $3,577 | $5,629-36.5% | $4,939-27.6% | $5,439-34.2% |
| Admin fee / account holder | $1,559 | $16,852-90.7% | $13,881-88.8% | $10,886-85.7% |