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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,234 | $73,955+22.0% | $96,520-6.5% | $75,181+20.0% |
| Participation rate | 98.0% | 66.4%+31.6pp | 74.3%+23.7pp | 67.2%+30.8pp |
| Annual return | 13.79% | 26.72%-12.9pp | 35.72%-21.9pp | 160.69%-146.9pp |
| Employer contribution / active EE | $6,182 | $2,930+111.0% | $3,739+65.4% | $2,671+131.5% |
| Participant deferral / active EE | $4,915 | $3,659+34.3% | $4,879+0.7% | $4,126+19.1% |
| Admin fee / account holder | $4,561 | $5,217-12.6% | $6,733-32.3% | $5,650-19.3% |