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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,323 | $202,460+18.7% | $169,385+41.9% | $139,456+72.3% |
| Participation rate | 68.8% | 81.1%-12.3pp | 77.2%-8.4pp | 80.3%-11.6pp |
| Annual return | 14.18% | 532.07%-517.9pp | 405.82%-391.6pp | 373.45%-359.3pp |
| Employer contribution / active EE | $718 | $4,691-84.7% | $4,012-82.1% | $4,753-84.9% |
| Participant deferral / active EE | $4,887 | $6,938-29.6% | $6,221-21.4% | $6,711-27.2% |
| Admin fee / account holder | $1,183 | $10,719-89.0% | $9,011-86.9% | $11,407-89.6% |