Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,737 | $64,716-89.6% | $112,258-94.0% | $68,495-90.2% |
| Participation rate | 54.5% | 67.2%-12.6pp | 75.1%-20.5pp | 67.9%-13.3pp |
| Annual return | -26.12% | -11.40%-14.7pp | 27.47%-53.6pp | -7.84%-18.3pp |
| Employer contribution / active EE | $1,110 | $2,746-59.6% | $3,636-69.5% | $2,596-57.3% |
| Participant deferral / active EE | $2,714 | $3,565-23.9% | $4,728-42.6% | $4,028-32.6% |
| Admin fee / account holder | $439 | $5,232-91.6% | $6,411-93.2% | $5,403-91.9% |