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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,774 | $157,296-79.2% | $141,191-76.8% | $152,897-78.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 25.65% | 64.34%-38.7pp | 71.41%-45.8pp | 345.43%-319.8pp |
| Employer contribution / active EE | $3,168 | $5,262-39.8% | $4,736-33.1% | $4,764-33.5% |
| Participant deferral / active EE | $4,676 | $7,111-34.2% | $6,710-30.3% | $5,851-20.1% |
| Admin fee / account holder | $793 | $12,125-93.5% | $10,264-92.3% | $11,599-93.2% |