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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,906 | $183,592-77.2% | $155,574-73.1% | $145,877-71.3% |
| Participation rate | 72.7% | 82.7%-10.0pp | 78.2%-5.5pp | 80.3%-7.6pp |
| Annual return | 9.24% | 61.37%-52.1pp | 64.87%-55.6pp | 551.28%-542.0pp |
| Employer contribution / active EE | $1,765 | $5,317-66.8% | $4,676-62.3% | $4,663-62.2% |
| Participant deferral / active EE | $2,949 | $6,466-54.4% | $5,629-47.6% | $6,691-55.9% |
| Admin fee / account holder | $425 | $19,316-97.8% | $15,914-97.3% | $13,402-96.8% |