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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,019 | $77,901+214.5% | $149,717+63.7% | $75,181+225.9% |
| Participation rate | 88.0% | 65.6%+22.4pp | 78.8%+9.2pp | 67.2%+20.8pp |
| Annual return | 10.17% | 31.73%-21.6pp | 134.41%-124.2pp | 160.69%-150.5pp |
| Employer contribution / active EE | $6,845 | $3,137+118.2% | $4,820+42.0% | $2,671+156.3% |
| Participant deferral / active EE | $1,160 | $3,411-66.0% | $5,682-79.6% | $4,126-71.9% |
| Admin fee / account holder | $4,183 | $5,949-29.7% | $13,213-68.3% | $5,650-26.0% |