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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,469 | $106,247-17.7% | $96,515-9.4% | $139,466-37.3% |
| Participation rate | 80.0% | 77.8%+2.2pp | 74.3%+5.7pp | 80.3%-0.3pp |
| Annual return | 10.94% | 38.47%-27.5pp | 35.73%-24.8pp | 373.66%-362.7pp |
| Employer contribution / active EE | $1,154 | $4,106-71.9% | $3,740-69.2% | $4,754-75.7% |
| Participant deferral / active EE | $2,292 | $5,456-58.0% | $4,880-53.0% | $6,712-65.9% |
| Admin fee / account holder | $3,363 | $7,885-57.3% | $6,735-50.1% | $11,409-70.5% |