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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,626 | $69,977-27.7% | $108,582-53.4% | $62,881-19.5% |
| Participation rate | 90.6% | 72.9%+17.7pp | 79.6%+11.1pp | 69.3%+21.3pp |
| Annual return | 7.69% | 10.73%-3.0pp | -51.70%+59.4pp | 20.14%-12.5pp |
| Employer contribution / active EE | $2,952 | $2,135+38.3% | $3,758-21.4% | $2,281+29.4% |
| Participant deferral / active EE | $3,921 | $3,165+23.9% | $4,311-9.0% | $3,203+22.4% |
| Admin fee / account holder | $14,683 | $5,076+189.2% | $7,645+92.1% | $4,296+241.8% |