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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,033 | $165,361-45.6% | $149,715-39.9% | $158,950-43.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 7.86% | 348.24%-340.4pp | 276.66%-268.8pp | 302.91%-295.0pp |
| Employer contribution / active EE | $3,351 | $5,103-34.3% | $4,645-27.9% | $4,762-29.6% |
| Participant deferral / active EE | $4,596 | $7,182-36.0% | $6,842-32.8% | $5,983-23.2% |
| Admin fee / account holder | $1,056 | $10,808-90.2% | $9,310-88.7% | $11,248-90.6% |