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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,745 | $202,342-28.0% | $172,752-15.6% | $152,897-4.7% |
| Participation rate | 66.7% | 87.1%-20.4pp | 82.6%-16.0pp | 82.5%-15.8pp |
| Annual return | 22.52% | 1029.83%-1007.3pp | 802.97%-780.5pp | 345.43%-322.9pp |
| Employer contribution / active EE | $3,149 | $5,858-46.2% | $5,144-38.8% | $4,764-33.9% |
| Participant deferral / active EE | $7,830 | $5,948+31.6% | $5,198+50.6% | $5,851+33.8% |
| Admin fee / account holder | $18,800 | $17,111+9.9% | $13,955+34.7% | $11,599+62.1% |