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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,997 | $58,512-72.7% | $84,020-81.0% | $72,983-78.1% |
| Participation rate | 70.0% | 61.2%+8.8pp | 69.0%+1.0pp | 69.5%+0.5pp |
| Annual return | 21.17% | 28.93%-7.8pp | 71.31%-50.1pp | 81.01%-59.8pp |
| Employer contribution / active EE | $826 | $1,163-29.0% | $1,984-58.4% | $2,440-66.2% |
| Participant deferral / active EE | $1,581 | $2,394-34.0% | $3,239-51.2% | $3,608-56.2% |
| Admin fee / account holder | $525 | $4,569-88.5% | $6,101-91.4% | $5,124-89.8% |