Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,411 | $176,105-18.0% | $159,474-9.4% | $167,536-13.8% |
| Participation rate | 45.5% | 85.0%-39.5pp | 82.8%-37.4pp | 82.1%-36.7pp |
| Annual return | 4.34% | 331.91%-327.6pp | 263.68%-259.3pp | 478.82%-474.5pp |
| Employer contribution / active EE | $631 | $5,299-88.1% | $4,831-86.9% | $4,839-87.0% |
| Participant deferral / active EE | $2,874 | $7,751-62.9% | $7,353-60.9% | $6,342-54.7% |
| Admin fee / account holder | $2,209 | $12,559-82.4% | $10,802-79.6% | $12,315-82.1% |