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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,050 | $99,644+120.8% | $86,438+154.6% | $134,532+63.6% |
| Participation rate | 20.0% | 82.1%-62.1pp | 80.3%-60.3pp | 81.2%-61.2pp |
| Annual return | -17.65% | 6787.26%-6804.9pp | 4397.19%-4414.8pp | 418.27%-435.9pp |
| Employer contribution / active EE | $17,593 | $4,402+299.7% | $3,769+366.7% | $4,741+271.1% |
| Participant deferral / active EE | $43,164 | $7,247+495.6% | $6,952+520.8% | $6,401+574.3% |
| Admin fee / account holder | $134,211 | $8,375+1502.6% | $6,733+1893.3% | $11,429+1074.3% |