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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,746 | $70,486+17.4% | $100,528-17.7% | $79,852+3.6% |
| Participation rate | 72.7% | 73.6%-0.9pp | 79.4%-6.7pp | 69.6%+3.1pp |
| Annual return | 18.01% | 21.90%-3.9pp | 30.90%-12.9pp | 31.72%-13.7pp |
| Employer contribution / active EE | $5,884 | $2,165+171.8% | $3,419+72.1% | $2,471+138.1% |
| Participant deferral / active EE | $6,460 | $5,182+24.7% | $6,271+3.0% | $3,740+72.7% |
| Admin fee / account holder | $3,673 | $4,480-18.0% | $8,084-54.6% | $5,306-30.8% |