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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,803 | $142,430-78.4% | $115,170-73.3% | $152,885-79.9% |
| Participation rate | 95.0% | 82.4%+12.6pp | 75.9%+19.1pp | 82.5%+12.5pp |
| Annual return | 18.36% | 41.48%-23.1pp | 35.60%-17.2pp | 345.39%-327.0pp |
| Employer contribution / active EE | $648 | $4,011-83.8% | $3,179-79.6% | $4,763-86.4% |
| Participant deferral / active EE | $1,624 | $5,165-68.6% | $4,169-61.1% | $5,851-72.2% |
| Admin fee / account holder | $2,419 | $8,464-71.4% | $7,089-65.9% | $11,598-79.1% |