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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,073 | $115,225+62.4% | $100,712+85.7% | $138,895+34.7% |
| Participation rate | 57.1% | 74.3%-17.2pp | 69.3%-12.1pp | 79.9%-22.8pp |
| Annual return | 14.53% | 40.35%-25.8pp | 33.27%-18.7pp | 145.39%-130.9pp |
| Employer contribution / active EE | $1,983 | $2,771-28.4% | $2,313-14.2% | $4,194-52.7% |
| Participant deferral / active EE | $11,448 | $4,699+143.6% | $4,085+180.2% | $6,396+79.0% |
| Admin fee / account holder | $426 | $10,844-96.1% | $9,256-95.4% | $12,562-96.6% |