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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,757 | $49,896-56.4% | $80,627-73.0% | $75,173-71.1% |
| Participation rate | 13.6% | 55.3%-41.7pp | 67.0%-53.4pp | 67.2%-53.6pp |
| Annual return | 17.18% | 34.67%-17.5pp | 936.76%-919.6pp | 160.72%-143.5pp |
| Employer contribution / active EE | $340 | $1,699-80.0% | $2,723-87.5% | $2,671-87.3% |
| Participant deferral / active EE | $795 | $2,992-73.4% | $4,443-82.1% | $4,126-80.7% |
| Admin fee / account holder | $44 | $3,578-98.8% | $5,381-99.2% | $5,651-99.2% |