See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
HEARD MCELROY & VESTAL, LLC3 years Filed as: HEARD, MCELROY, & VESTAL Service code 15 · EIN 72-0398470 | Recordkeeping | $44,325 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $25,817 |
Filed as: NW MUTUAL WEALTH MGMT COMPANY Service code 27 · EIN 36-2018056 | Advisory (Plan) | $13,209 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,504 | $167,307-56.1% | $143,757-48.9% | $134,475-45.3% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -20.25% | 0.46%-20.7pp | -0.04%-20.2pp | 417.96%-438.2pp |
| Employer contribution / active EE | $7,188 | $5,619+27.9% | $4,951+45.2% | $4,740+51.7% |
| Participant deferral / active EE | $21,339 | $6,446+231.0% | $5,637+278.5% | $6,400+233.4% |
| Admin fee / account holder | $562 | $18,088-96.9% | $14,673-96.2% | $11,426-95.1% |