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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $27,878 |
Filed as: NW MUTUAL WEALTH MGMT COMPANY Service code 27 · EIN 36-2018056 | Advisory (Plan) | $15,035 |
HEARD MCELROY & VESTAL, LLC2 years Filed as: HEARD, MCELROY, & VESTAL Service code 15 · EIN 72-0398470 | Recordkeeping | $13,825 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,726 | $61,172+23.8% | $185,851-59.3% | $79,389-4.6% |
| Participation rate | 76.9% | 66.6%+10.3pp | 81.7%-4.8pp | 70.7%+6.2pp |
| Annual return | 12.83% | 19.45%-6.6pp | 122.11%-109.3pp | 116.89%-104.1pp |
| Employer contribution / active EE | $1,043 | $2,321-55.1% | $5,168-79.8% | $2,428-57.0% |
| Participant deferral / active EE | $2,938 | $2,788+5.4% | $5,569-47.2% | $4,046-27.4% |
| Admin fee / account holder | $442 | $710-37.8% | $16,245-97.3% | $626-29.5% |