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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,115,280 | $156,398+613.1% | $147,318+657.1% | $138,895+703.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 11.53% | 78.75%-67.2pp | 70.43%-58.9pp | 145.39%-133.9pp |
| Employer contribution / active EE | $28,058 | $4,853+478.1% | $4,593+510.9% | $4,194+569.0% |
| Participant deferral / active EE | $26,825 | $8,237+225.6% | $7,906+239.3% | $6,396+319.4% |
| Admin fee / account holder | $62,154 | $14,976+315.0% | $13,708+353.4% | $12,562+394.8% |