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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,016 | $183,627-82.0% | $155,602-78.8% | $145,978-77.4% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | -1.89% | 61.32%-63.2pp | 64.81%-66.7pp | 550.52%-552.4pp |
| Employer contribution / active EE | $2,584 | $5,316-51.4% | $4,675-44.7% | $4,662-44.6% |
| Participant deferral / active EE | $6,452 | $6,466-0.2% | $5,629+14.6% | $6,690-3.5% |
| Admin fee / account holder | $181,869 | $19,327+841.0% | $15,923+1042.2% | $13,400+1257.2% |