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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,838 | $160,040-37.6% | $147,096-32.1% | $145,877-31.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 3.34% | 98.49%-95.2pp | 419.75%-416.4pp | 551.28%-547.9pp |
| Employer contribution / active EE | $4,328 | $5,289-18.2% | $4,936-12.3% | $4,663-7.2% |
| Participant deferral / active EE | $19,175 | $8,429+127.5% | $8,071+137.6% | $6,691+186.6% |
| Admin fee / account holder | $309,251 | $15,050+1954.8% | $13,005+2277.9% | $13,402+2207.5% |