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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,882 | $148,623+153.6% | $135,974+177.2% | $139,466+170.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 4.83% | 79.30%-74.5pp | 68.30%-63.5pp | 373.66%-368.8pp |
| Employer contribution / active EE | $2,724 | $5,246-48.1% | $4,859-43.9% | $4,754-42.7% |
| Participant deferral / active EE | $12,995 | $8,103+60.4% | $7,760+67.5% | $6,712+93.6% |
| Admin fee / account holder | $188,868 | $12,406+1422.4% | $10,767+1654.2% | $11,409+1555.5% |