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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,372 | $56,054+20.2% | $171,082-60.6% | $62,881+7.1% |
| Participation rate | 40.0% | 62.9%-22.9pp | 76.7%-36.7pp | 69.3%-29.3pp |
| Annual return | 6.46% | 22.52%-16.1pp | 32.56%-26.1pp | 20.14%-13.7pp |
| Employer contribution / active EE | $0 | $1,731-100.0% | $4,002-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,091 | $3,158-65.5% | $4,797-77.3% | $3,203-66.0% |
| Admin fee / account holder | $50 | $3,647-98.6% | $8,520-99.4% | $4,296-98.8% |