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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,255 | $175,257-16.5% | $149,717-2.3% | $139,456+4.9% |
| Participation rate | 56.5% | 83.4%-26.9pp | 78.8%-22.3pp | 80.3%-23.8pp |
| Annual return | 18.49% | 166.70%-148.2pp | 134.41%-115.9pp | 373.45%-355.0pp |
| Employer contribution / active EE | $2,111 | $5,477-61.5% | $4,820-56.2% | $4,753-55.6% |
| Participant deferral / active EE | $3,783 | $6,521-42.0% | $5,682-33.4% | $6,711-43.6% |
| Admin fee / account holder | $1,314 | $16,156-91.9% | $13,213-90.1% | $11,407-88.5% |