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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $522,579 | $175,231+198.2% | $149,696+249.1% | $139,466+274.7% |
| Participation rate | 55.6% | 83.4%-27.8pp | 78.8%-23.2pp | 80.3%-24.8pp |
| Annual return | 18.85% | 166.77%-147.9pp | 134.46%-115.6pp | 373.66%-354.8pp |
| Employer contribution / active EE | $1,477 | $5,478-73.0% | $4,821-69.4% | $4,754-68.9% |
| Participant deferral / active EE | $5,494 | $6,521-15.7% | $5,682-3.3% | $6,712-18.1% |
| Admin fee / account holder | $64 | $16,155-99.6% | $13,212-99.5% | $11,409-99.4% |