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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,853 | $217,432+9.4% | $185,849+28.0% | $167,536+42.0% |
| Participation rate | 83.3% | 86.1%-2.7pp | 81.7%+1.6pp | 82.1%+1.2pp |
| Annual return | 11.53% | 148.42%-136.9pp | 122.10%-110.6pp | 478.82%-467.3pp |
| Employer contribution / active EE | $8,436 | $5,875+43.6% | $5,169+63.2% | $4,839+74.3% |
| Participant deferral / active EE | $5,398 | $6,357-15.1% | $5,569-3.1% | $6,342-14.9% |
| Admin fee / account holder | $2,710 | $19,818-86.3% | $16,244-83.3% | $12,315-78.0% |