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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,247 | $112,935+33.9% | $90,970+66.3% | $158,966-4.9% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 2.38% | 215.79%-213.4pp | 134.58%-132.2pp | 302.95%-300.6pp |
| Employer contribution / active EE | $7,408 | $2,895+155.9% | $2,122+249.0% | $4,762+55.5% |
| Participant deferral / active EE | $4,238 | $4,129+2.6% | $3,373+25.6% | $5,983-29.2% |
| Admin fee / account holder | $1,408 | $8,045-82.5% | $5,960-76.4% | $11,250-87.5% |