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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,314 | $102,635+23.1% | $86,209+46.5% | $139,456-9.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 12.70% | 1923.53%-1910.8pp | 1169.05%-1156.4pp | 373.45%-360.8pp |
| Employer contribution / active EE | $2,233 | $3,034-26.4% | $2,381-6.2% | $4,753-53.0% |
| Participant deferral / active EE | $7,336 | $4,677+56.8% | $3,986+84.0% | $6,711+9.3% |
| Admin fee / account holder | $3,833 | $8,661-55.7% | $6,853-44.1% | $11,407-66.4% |