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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,226 | $138,076-62.2% | $123,553-57.7% | $135,380-61.4% |
| Participation rate | 50.0% | 84.7%-34.7pp | 82.3%-32.3pp | 82.6%-32.6pp |
| Annual return | -6.52% | 153.70%-160.2pp | 119.21%-125.7pp | 519.81%-526.3pp |
| Employer contribution / active EE | $1,233 | $5,152-76.1% | $4,628-73.4% | $4,779-74.2% |
| Participant deferral / active EE | $2,243 | $6,800-67.0% | $6,426-65.1% | $5,609-60.0% |
| Admin fee / account holder | $26,952 | $10,917+146.9% | $9,284+190.3% | $10,828+148.9% |