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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,304 | $135,956-60.1% | $123,894-56.2% | $273,972-80.2% |
| Participation rate | 43.5% | 84.1%-40.6pp | 81.4%-37.9pp | 83.0%-39.5pp |
| Annual return | 4.61% | 56.63%-52.0pp | 47.52%-42.9pp | 41.46%-36.8pp |
| Employer contribution / active EE | $1,011 | $5,170-80.4% | $4,617-78.1% | $4,869-79.2% |
| Participant deferral / active EE | $2,411 | $6,343-62.0% | $5,984-59.7% | $5,287-54.4% |
| Admin fee / account holder | $3,243 | $9,817-67.0% | $8,357-61.2% | $10,133-68.0% |