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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,142 | $63,082-82.3% | $81,716-86.4% | $79,852-86.0% |
| Participation rate | 92.0% | 67.5%+24.5pp | 72.0%+20.0pp | 69.6%+22.4pp |
| Annual return | -6.49% | 22.66%-29.1pp | 29.49%-36.0pp | 31.72%-38.2pp |
| Employer contribution / active EE | $2,342 | $1,795+30.4% | $4,310-45.7% | $2,471-5.2% |
| Participant deferral / active EE | $1,473 | $2,780-47.0% | $7,108-79.3% | $3,740-60.6% |
| Admin fee / account holder | $2,179 | $4,428-50.8% | $5,159-57.8% | $5,306-58.9% |