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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,639 | $54,162-82.2% | $68,612-86.0% | $64,173-85.0% |
| Participation rate | 96.2% | 68.1%+28.1pp | 72.2%+23.9pp | 69.6%+26.6pp |
| Annual return | -4.05% | -1.62%-2.4pp | -4.63%+0.6pp | 7.63%-11.7pp |
| Employer contribution / active EE | $1,939 | $1,846+5.0% | $2,625-26.1% | $2,381-18.6% |
| Participant deferral / active EE | $1,259 | $2,626-52.1% | $3,311-62.0% | $3,470-63.7% |
| Admin fee / account holder | $12,081 | $4,029+199.9% | $5,131+135.4% | $4,887+147.2% |