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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,841 | $134,001+58.8% | $112,258+89.6% | $134,509+58.2% |
| Participation rate | 33.3% | 78.6%-45.2pp | 75.1%-41.7pp | 81.2%-47.9pp |
| Annual return | -15.94% | 47.15%-63.1pp | 27.47%-43.4pp | 418.13%-434.1pp |
| Employer contribution / active EE | $1,618 | $4,039-59.9% | $3,636-55.5% | $4,741-65.9% |
| Participant deferral / active EE | $4,167 | $5,291-21.2% | $4,728-11.9% | $6,400-34.9% |
| Admin fee / account holder | $20,066 | $7,491+167.9% | $6,411+213.0% | $11,427+75.6% |