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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,966 | $100,139+48.8% | $85,187+74.9% | $145,884+2.1% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 13.37% | 84.15%-70.8pp | 66.67%-53.3pp | 551.85%-538.5pp |
| Employer contribution / active EE | $4,099 | $3,238+26.6% | $2,732+50.0% | $4,662-12.1% |
| Participant deferral / active EE | $6,960 | $5,296+31.4% | $4,525+53.8% | $6,690+4.0% |
| Admin fee / account holder | $32,411 | $7,262+346.3% | $6,162+426.0% | $13,392+142.0% |