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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,616 | $96,419+66.6% | $80,648+99.2% | $139,487+15.1% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 19.77% | 1352.86%-1333.1pp | 937.21%-917.4pp | 373.84%-354.1pp |
| Employer contribution / active EE | $4,625 | $3,261+41.8% | $2,724+69.8% | $4,755-2.7% |
| Participant deferral / active EE | $7,252 | $5,225+38.8% | $4,443+63.2% | $6,713+8.0% |
| Admin fee / account holder | $2,052 | $6,605-68.9% | $5,382-61.9% | $11,407-82.0% |