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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,615 | $97,125+93.2% | $86,233+117.6% | $137,256+36.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 15.24% | 74.19%-58.9pp | 61.39%-46.1pp | 220.34%-205.1pp |
| Employer contribution / active EE | $4,157 | $2,841+46.3% | $2,504+66.0% | $4,1560% |
| Participant deferral / active EE | $6,598 | $5,180+27.4% | $4,559+44.7% | $6,407+3.0% |
| Admin fee / account holder | $2,187 | $9,725-77.5% | $8,342-73.8% | $12,270-82.2% |