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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,825 | $63,082-54.3% | $81,726-64.7% | $79,856-63.9% |
| Participation rate | 95.1% | 67.5%+27.5pp | 72.0%+23.1pp | 69.6%+25.4pp |
| Annual return | 20.41% | 22.66%-2.3pp | 29.49%-9.1pp | 31.71%-11.3pp |
| Employer contribution / active EE | $1,825 | $1,795+1.6% | $4,311-57.7% | $2,471-26.2% |
| Participant deferral / active EE | $1,623 | $2,780-41.6% | $7,108-77.2% | $3,741-56.6% |
| Admin fee / account holder | $2,231 | $4,428-49.6% | $5,160-56.8% | $5,306-58.0% |