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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,583 | $48,274-69.8% | $63,244-76.9% | $59,633-75.5% |
| Participation rate | 97.8% | 66.3%+31.5pp | 71.0%+26.8pp | 68.7%+29.1pp |
| Annual return | 1.66% | -240.79%+242.5pp | -70.31%+72.0pp | 2041.45%-2039.8pp |
| Employer contribution / active EE | $1,161 | $1,586-26.8% | $2,322-50.0% | $2,203-47.3% |
| Participant deferral / active EE | $942 | $2,343-59.8% | $2,953-68.1% | $3,192-70.5% |
| Admin fee / account holder | $314 | $3,600-91.3% | $5,893-94.7% | $4,297-92.7% |