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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,843 | $28,416+128.2% | $73,550-11.8% | $69,631-6.9% |
| Participation rate | 17.8% | 38.3%-20.6pp | 54.9%-37.1pp | 70.7%-52.9pp |
| Annual return | 19.45% | -694.13%+713.6pp | -15.16%+34.6pp | 27571.02%-27551.6pp |
| Employer contribution / active EE | $275 | $430-36.2% | $1,219-77.5% | $2,032-86.5% |
| Participant deferral / active EE | $709 | $897-20.9% | $1,804-60.7% | $3,224-78.0% |
| Admin fee / account holder | $7 | $104-93.1% | $2,320-99.7% | $110-93.5% |